We realize that retirement planning can be a turn off, but as it’s your future happiness and security at stake here, surely that’s worth a little effort.
The good news is that we can help!
We have done a lot of work with some good planners and have jointly developed a Total Retirement Plan which can make your planning easier and give you a significantly better result.
The My Lifechange Total Retirement Plan is different. It helps you to think about your total needs – not just getting your finances properly planned.
While many people realize that a good financial plan is important, the reality is that good financial plan is only half of a real retirement plan. If you are going to enjoy a happy and successful retirement, you need a TOTAL RETIREMENT PLAN.
That means integrating a Financial Plan, a Legal Plan and a Lifestyle Plan.
If you already have a financial plan, you’ve made a good start, but irrespective of what you’ve been told, that’s only one step in the right direction – you’re not there yet! While having financial security is very important, money alone, won’t bring happiness – you know that. You need to think about avoiding nasty surprises and how to achieve a lifestyle that you’re going to enjoy.
This Total Retirement Plan shows you what major issues need to be considered on a year by year basis as you move through the 10 year countdown to the time when you cease full time employment. It gives you a guide towards accumulating wealth and investing it wisely so as to achieve financial security. It shows you many of the steps you should take to protect yourself and your assets so that you are legally secure. Because money can’t guarantee happiness, we have also added a basic lifestyle plan that helps you look at what sort of lifestyle you want to achieve in order to be happy and relaxed.
If you would like to get an idea of what the plan covers, you can CLICK HERE to have a look at the information included in YEAR 1 of the 10 year plan.
We should stress that this Total Retirement Plan is not a blueprint for everyone. Rather it is an example which shows you the major issues most people need to consider and some of the questions you should ask your own financial planner, lawyer and lifestyle planner, if you are not using our network. The reality is that everyone’s situation is different and there’s no one plan that fits all. Just remember that you don’t have a comprehensive retirement plan till you have a plan that considers all three major areas.
To help you find planners who believe in the concept of a Total Retirement Plan, we are working to build a national network of professionals who will work together to assist you to develop your own Total Retirement Plan. Obviously this takes time. We can now offer this service in South East Queensland and will be able to offer it in most other states progressively through the first half of 2009.
To take the first step in finding the people who can help you prepare your own Total Retirement Plan, please send us some contact details on the form provided and we will arrange for a planner near you to give you a call. CLICK HERE TO GO TO ENQUIRY FORM
This concept of a Total Retirement Plan is new to Australia and a copy of a plan and access to a network of participating planners is only available through this web site.
FREE TO GOLD MEMBERS
The My Lifechange Total Retirement Plan is provided FREE to everyone who becomes a Gold Member of the My Lifechange Club (Membership Fee $33pa). Gold Members also receive a very useful lifestyle planning work book which helps them prepare their own basic Retirement Lifestyle Plan.
To assist you to appreciate the major issues, challenges and solutions in organizing your own Total Retirement Plan, we are staging a series of seminars, initially in South East Qld. These will involve presentations by a Financial Planner, a Lawyer specializing in this area of the law and a Lifestyle Planner.
We are also providing this information nationally through on line video seminars which should be available by late March.